確保您的成就永續流傳，世世代代。
今日的成就是您辛勤努力的成果，以精心規劃加以保障至關重要。
遺產傳承規劃是耗時耗力且複雜的工作，但卻非常值得—家人得以安定生活、商業成就得以永續經營、目標得以實現，一切安心達成。
- 強化您公司的財務安全並保障家人免於債務
- 在傳承期間提供家人生活保障並預防商業資產耗盡
- 保障與您業務相關的重要人員，包括您本身
債務保障
在創業或拓展業務的時候，可能需要貸款融資。投保保險，即可強化您業務的財務安全，並保障家人收益免於前述債務。
- 保險產生所需的周轉現金，支付財務義務。
- 保險也有助在傳承期間保障家人生活，並可預防他們應繼承的商業資產耗盡。
主要人員保障
人員是最重要的商業資產。業務的成功很可能是仰賴您本身、經營夥伴、或主要雇員的高度投入。您本身或主要人員若無法主持大局，很可能對業務營運造成衝擊。
- 保單所得可支付公司招聘新血與培訓的費用，償還商業貸款、或財務上協助主要人員的家人。
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Risks
- Buying a life insurance policy is a long-term commitment. An early termination of the policy usually involves high costs and surrender value payable may be less than the total premiums paid.
- Insurance plans are underwritten by the relevant insurance company. Insurance products distributed are an obligation only of the insurance company. They are not a bank deposit or an obligation of or guaranteed by Citibank Singapore Limited, Citibank N.A., Citigroup Inc. or any of its affiliates or subsidiaries.
- The Singapore-dollar return on this policy will depend on prevailing exchange rates which may be highly volatile. For US-dollar denominated insurance plans, premiums and benefits payable will be made in US dollars. Equivalent returns on the policy in other currencies will depend on prevailing exchange rates which may be highly volatile.
* The above is only a summary of some of the key risks in investing in the product. Detailed risk disclosures are set out in the documentation relating to the specific product. Prior to entering into a transaction, you should ensure that you have read and understood the nature of all of the risks associated with the investment in order to determine whether the investment is suitable for you in light of your experience, objectives, financial position and other relevant circumstances. You should consult with your legal, regulatory, tax, financial and/or accounting advisors to the extent you consider it necessary in making your own investment decision.
